Write a short paper 4 to 5 pages that describes what approach or method(s) the person you interviewed uses to provide commercial property and liability protection to their employer or to their risk management clients. Commercial Property And Liability Protection to employer

Industrial Property Rights and Liability Protection for Employers

Liability insurance and property insurance are both necessary to protect small businesses because they each provide different types of protection. Businesses often have multiple types of liability insurance to defend against various lawsuits (Talesh, 2018). A person can bring a lawsuit against your business for a number of reasons such as: B. Personal injury, property damage, professional error and unethical employment practices (Body, 2018). The most common type of insurance is general liability insurance, which provides coverage for general claims made by customers and other third parties. “Liability” is something for which your company is legally responsible. If you are blamed for someone else’s loss, you must make amends. For example, if a consumer is injured while visiting your store or workplace, they can sue you for related medical bills. Liability is usually determined through litigation or court judgment. Your legal defense against baseless claims is one of the costs associated with liability claims that business liability insurance helps cover. continue…

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