Consider this statement: A bank refuses to lend money to a house buyer because the house he wants to buy is in a minority neighborhood. (3) Identify if this example is best labeled as stereotyping, prejudice, and/or discrimination. Stereotyping, Prejudice, and Discrimination: An Exploration in the Refusal of a Bank to Lend Money

Stereotyping, Prejudice, and Discrimination: An Exploration within the Refusal of a Financial institution to Lend Cash

The assertion {that a} financial institution refuses to lend cash to a home purchaser as a result of the home he desires to purchase is in a minority neighborhood displays a posh mixture of stereotyping, prejudice, and discrimination. Stereotyping is outlined as “the method of assigning traits to a gaggle of individuals based mostly on a preconceived concept in regards to the group” (McLeod, 2020). Prejudice is “a preconceived opinion that’s not based mostly on cause or precise expertise” (Schermerhorn et al., 2016). Discrimination is “unfavourable motion taken in opposition to a gaggle of individuals based mostly on their membership in that group” (Schermerhorn et al., 2016). On this case, the financial institution is partaking in stereotyping by making assumptions in regards to the neighborhood and the potential home proprietor based mostly on preconceived concepts in regards to the neighborhood. The financial institution is demonstrating prejudice by basing its resolution on a preconceived opinion of the neighborhood and the potential home proprietor. Lastly, the financial institution is partaking in discrimination by denying the mortgage based mostly on the potential home proprietor’s membership in a minority group. Cont….

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